Extra: Are Mortgage Walkaways Going Viral?

Posted on May 11, 2010
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Yale Economics Professor Robert Shiller developed the widely used Case-Shiller Home Price Index. He talks with Morley Safer of “60 Minutes” about trends in real estate and whether mortgage walkaways are “going viral.”

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debt help!!!?

Posted on May 10, 2010
Filed Under bad debt management | 4 Comments

does any body now if debt consolidate or counslers charge and if so how much


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What percentage of your net income should go towards a home mortgage?

Posted on May 8, 2010
Filed Under loan refinancing | 9 Comments

Lets say you have 00 coming in per month, how much is a safe amount to spend on a mortgage, while still saving some for car payments, other loans, insurance, groceries, emergencies, etc? My dad said a 1/4 of your net income is a good idea per month to spend on your home payments…agree? disagree?


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Tax Credit for First Time Home Buyer Mortgage, $8000 Government Assistance Program for Home Finance

Posted on May 6, 2010
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First Time Home Buyer Tax Credit Assistance and Federal Government Home Loan Program with Low Down Payment on FHA Mortgages. Buy Bank Foreclosed Homes at a Discount. Go To RealEstateMarketingThisWeek.com Part 2 (Excerpt) The median income family can afford twice the median priced home; prices drop over 50% And now I mentioned Dan Havey is back in the studio with us, Dan has done a lot of great things in the mortgage industry. He left us about a year and a half ago, is that right Dan? Yes, I left the mortgage industry in October of 2007. Tell us a little bit more about yourself. As you know I came originally from Wisconsin, where I got a degree in Business Finance and I came out here in 1989 and started working with my brother selling real estate owned-REO, bank owned properties for Fannie Mae, Countrywide, and the Resolution Trust Corporation-RTC which was the government entity that was put in charge of disposing of all the real estate owned by the 1800 S&Ls that had failed. I did that until about 1995 when I moved into the mortgage industry and there for 12 years I worked predominately with bankruptcy attorneys helping their clients get out of bankruptcy and foreclosure. I left the mortgage industry in October of 2007. Now I am working predominately in the arena of marketing for real estate and mortgage companies, helping out companies, just like Im here helping out Michael today, to get people to realize that right now actually is a really good time to buy. There are a

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How can I get debt consolidation with hospital bills and non credit card debt?

Posted on May 5, 2010
Filed Under debt consolidation advice | 2 Comments

I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions?


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What debt consolidation programs will help my credit score not hurt it?

Posted on May 5, 2010
Filed Under bad debt management | 7 Comments

What programs or loans or whatever will help my credit not hurt it? There’s no way I can pay everything off by just making the payments. they’re just too high. Also all of them are in collections because i havent made payments for a couple years now. I just need a way to get everything into one low payment that will wipe everything off my credit score. Please help!!


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What happens to your home mortgage when you die?

Posted on May 3, 2010
Filed Under loan refinancing | 6 Comments

Is it possible for a home mortgage to dissolved upon the home owner or borrowers death? I figured the estate or family is responsible but what if the home has no next of kin or goes to the state or something. Question has come up a few times in conversation. Called a big bank and they don’t know how to answer this question. Does this have anything to do with recourse and/or non recourse?


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What is refinancing a loan and what does it do for me?

Posted on May 2, 2010
Filed Under loan refinancing | 4 Comments

When I took out my car loan I had a higher interest rate because I didn’t have a lot of established credit. The guy at the bank I was working with said I should consider refinancing in a few months when I had built up my credit some more. What benefits does refinancing have and when is the best time to do it?


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Bad Credit Mortgage Home Loan Personal Dept Consolidation Refinance Credit Card Auto Loans Car Loans And Many More Type Of Loans Visit Us Now And Apply Online Guaranteed Approval

Posted on May 1, 2010
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Bad Credit Mortgage Home Loan Personal Dept Consolidation Refinance Credit Card Auto Loans Car Loans And Many More Type Of Loans Visit Us Now And Apply Online Guaranteed Approval Even if you have bad credit, there are still agencies that will issue you a card. These companies have significantly…

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Which type of lending institution is better for a home mortgage; a mortgage company or traditional bank?

Posted on April 30, 2010
Filed Under loan refinancing | 5 Comments

I’m not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitive interest rates? This is for a home purchase, not refinance and my credit is excellant.

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